Blog | Zeitro

May 25
2 min

How Much Income Do I Need to Qualify for a Mortgage Loan?

There is no exact amount. What you need depends on the loan’s amount, interest rate, and your monthly expenses. In other words, you need...

Zeitro Team

May 25
3 min

Where to Source Down Payment Funds

The minimum down payment for most mortgage loans is 3.5%. But 20% is recommended in order to keep interest rates low and avoid paying an...

Zeitro Team

May 20
2 min

What’s a Loan Officer?

A loan officer (sometimes referred to as a mortgage loan officer) is the representative of a financial institution (like banks or credit...

What’s the Difference Between Contingent and Pending Homes?

Zeitro Team

May 20
3 min

What’s the Difference Between Contingent and Pending Homes?

Both indicate that the seller has accepted an offer. But until that offer has not been formally and officially processed, they may still...

Zeitro Team

May 19
2 min

When should I refinance?

The short answer is that if refinancing will help you pay off your mortgage faster, lower your monthly payments, help pay off debt, or...

Zeitro Team

May 15
3 min

Why should I refinance?

6 of the best reasons to refinance Like any major financial decision, mortgage refinancing comes with its own particular benefits and...

Zeitro Team

May 12
3 min

The Costs of Selling a Home

Aside from paying off your existing mortgage, there are several costs associated with selling your home. Most are required, and others...

Zeitro Team

May 12
3 min

Understanding Lender Credits

Lender credits can serve as an asset or a crutch depending on your situation. Weigh the short-term savings versus long-term costs before...

Can I Get a Mortgage if I’m Self-Employed?

Zeitro Team

May 3
3 min

Can I Get a Mortgage if I’m Self-Employed?

The good news is that yes, it is absolutely possible to take out a mortgage loan. The bad news is that because of your self-employed...

Which is Better: Online Mortgage Brokers? or Traditional Brokers?

Zeitro Team

May 3
2 min

Which is Better: Online Mortgage Brokers? or Traditional Brokers?

Both offer different benefits and complications. Weigh the pros and cons of each to determine whether acquiring mortgage loans online or...

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