There is no exact amount. What you need depends on the loan’s amount, interest rate, and your monthly expenses. In other words, you need...

The minimum down payment for most mortgage loans is 3.5%. But 20% is recommended in order to keep interest rates low and avoid paying an...

A loan officer (sometimes referred to as a mortgage loan officer) is the representative of a financial institution (like banks or credit...

Both indicate that the seller has accepted an offer. But until that offer has not been formally and officially processed, they may still...

The short answer is that if refinancing will help you pay off your mortgage faster, lower your monthly payments, help pay off debt, or...

6 of the best reasons to refinance Like any major financial decision, mortgage refinancing comes with its own particular benefits and...

Aside from paying off your existing mortgage, there are several costs associated with selling your home. Most are required, and others...

Lender credits can serve as an asset or a crutch depending on your situation. Weigh the short-term savings versus long-term costs before...

The good news is that yes, it is absolutely possible to take out a mortgage loan. The bad news is that because of your self-employed...

Both offer different benefits and complications. Weigh the pros and cons of each to determine whether acquiring mortgage loans online or...